Welcome to MPSCU’s Refi Your Ride Program
Is your auto loan 8%, 10%, or even higher than that? Are you ready for a better loan and lower car payment? Let us help you get the loan that you deserve and that you can afford! Even if your credit isn’t the best, we may still be able to help cut your interest rate and put extra money in your pocket by reducing your monthly payment. That means extra cash for your other necessities like groceries, family entertainment, or however you wish to spend it.
No Cost to You
There is no catch and no hidden fees. We just offer better rates. Let’s try to lower your interest rate and your monthly payment
Quick, Easy & Convenient
It takes only about 10 minutes to apply online. Once you submit your application we will do the rest.
No Payments up to 90 Days
You won’t have to make your first payment for up to 90 days… that would be a nice break!
Get up to $200 Back
Depending on the amount of your loan, we will give you up to $200 when you refi your ride at MPSCU!
Helping our Community
The more money we can save for you means that you are able to spend more at our local businesses. Support yourself… support local businesses… support your Credit Union.
Do you have more questions… we may have the answers. Visit our FAQ Page
Subject to credit union lending guidelines. Get $200 when you refi an auto loan over $15,000 from another lender. Refi loans between $10,000 - $14,999 from another lender will receive $100. Current MPS loans do not qualify. Vehicle must be less than 7 years old. Vehicles used for Uber/Lyft do not qualify. Membership is required. Membership is open to anyone who lives, works or worships in Miami-Dade, Broward, Palm Beach or Monroe Counties. Federally insured by NCUA.Go to main navigation